If you seldom drive or won't use your car that often, then in the near future, you might want to consider another cheaper car insurance option, PAY AS YOUR DRIVE? It is a very simple and straightforward type of car insurance policy, based on the fact that if you seldom drive your car, then the level of congestion, collisions and pollution arise out of driving will be similarly lower; and so is your car insurance premium. So, the policy is closely tied to the mileage of your car.
How this kind of car insurance works is simple; your insurer will actually set a dollar amount that tag to the per mile mileage based on your car type. So, if you are in for this kind of car insurance policy, you just need to buy a set of number of miles that you think is sufficient for your usage and you would be covered for that period of driving.
Although there are many people liken to this kind of car insurance, the bad news is, it is not yet available on the US market. However, there are already some insurance companies offering similar kinds of Pay As You Drive car insurance scheme, either as trial or full rollout commercial products in certain countries like UK, South Africa, Japan and Canada.
So, keep a close lookout if this car insurance scheme is being introduce in the US market.
For more information on the Pay As You Drive, click here.
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Los Angeles Auto Insurance