Car Insurance Assistance when You Need
Yesterday, we talked about the important of keeping a list of contact telephone of car insurance companies so that when you need assistance with car insurance matter, or when you are in need of assistance during any car accident or damage, you can easily find the number to call for help.
Now, when during any car accident, especially if this is the first car accident you involved in, very likely, you will be panic and don't know what to do. It is crucial for you to know that it is very important for you to keep your calm. When you are panic, you will be at a total loss to know what to do, and you probably won't know how to get assistant. If you have any car insurance companies contact, it would be best for your to call them for assistance. If you don't have, what should you do?
Now, when involved in accident, make sure that you take down the detailed particulars of the accident, including picture of the accident scene. Now, it is very common for handphone to have the camera function, just take down the scene with various angles.
Next, remain at the accident site until police have come. Make sure that you take down the name of the officer and they take down your version of the what happened. It is important that you ensure that these are completed.
Take down the name, address, driver's license and car insurance information of the other driver that are involved in the accident. If you don't, then you might not be able to make any claim if the accident is not your fault.
Then, report the accident to your car insurance company. Of course, depending on how serious the accident is, you may or may not want to risk your premium rate, by claiming damage, you may be charge a higher premium for the next time and hence not able to get a cheap car insurance. That's really depend. You might want to seek some advice from your car insurance representative before making any further move.
So, also remember to stay calm and it is important that you have your car insurance policy in force.
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Los Angeles Auto Insurance