These days, it is very common for university students to drive to school for classes. For student drivers, their age is still young and hence they are more adventurous and risky compare to other experience drivers. Everyone have been through that age and we all know how these student drivers will be like when they are on the wheels. Speeding, racing, night driving, stunts, etc. So, without doubt, car insurance for the student drivers will be higher compare to others and it will more difficult to get a cheap car insurance.
Sometimes, parents don’t recognize that student drivers are more prone to get into accident or traffic offences. So, they are more lax toward them. But, there are statistics that shown student drivers involved in car accidents is high. So, in reality, it is good that parents practice some kind of control over the student drivers.
For student car insurance, there are various kinds of cover that they can choose from, namely, Third party Only, Third Party Fire and Theft and Comprehensive Policy. It is recommended that a comprehensive car insurance policy is being purchased if you are looking into buying car insurance policy for students. As the risk factor is higher for student drivers, purchasing comprehensive car insurance will give a wider range of coverage.
Although the premium for the student car insurance will be higher, it is still advisable to buy. For cheap car insurance for the student drivers, parents can actually helps. Parents can put up some guidelines for student drivers, things like night driving (visibility lower), speeding, racing, or maybe limit number of passengers, driving habits, etc.You can also read up our archive articles in car insurance assist on how parents can help teenage driver, the point in the article is quite relevant to student drivers.
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