Car Insurance For High Risk Driver

There is a group of drivers that car insurance companies classified as high-risk. As long as they continue to be classified as high-risk driver, their car insurance policy will be much more expensive than the others. So, who are this group of people?

• anyone that has had several violations of traffic offences or accidents


• Teenager driver are also considered high-risk due to their age and not enough experience in handling vehicles.


• New drivers

Beside the above group of people, there are also other reasons that might classify you as a high-risk driver, although the reason is not related to your driving experience or skills. Some of the reasons are:-

• Flashy sports car


• Lapsed of your insurance coverage due to late payment of the premium


• Traveling in a motor home.

If you are classified as high-risk driver, expect your car insurance premium to be more expensive, but, it also range, depending on your car type, age, experience, record and even location like state.

In general, for being classified as a high-risk driver, you can expect your car insurance policy to cost more.

Even if you are high-risk driver, it is always a good practice to get quote from various insurance companies and make comparison before you purchase. Most importantly, drive carefully and safety. If you are able to keep a good driving record from now, it will help you to get off the high-risk group after a few years. It is worst the effort as the amount of premium you pay for the car insurance can be very much different.



BB's site is at

Los Angeles Auto Insurance