How to Buy Car Rental Insurance – Part 2
Are you tired of buying rental car insurance every time you rent a car? As you know, without a car insurance, you must buy rental car insurance whenever you rent a car, this is to protect yourself and other fellow road users. So, wouldn't it troublesome to buy the rental car insurance every now and then?
Now, if you rent a car frequently, you can actually purchase another type of insurance called Non-Owned Car Insurance. This is a kind of car insurance for people who don't own the car, but, rent car often. In buying this non-owned car insurance, you are actually paying a much lower rate instead of individually buying rental car insurance whenever you rent a car.
It will be good if you are considering buying non-owned car insurance because it provides many coverage that will be critical when you rent the car. In the event of an accident, non-owned car insurance policy helps cover you for any possible claims for damages, injury that arise out of the accident. The car insurance will also pay for the medical cost to you or fellow road users.
Already there are many coverages for non-own car insurance, do take note that collision coverage will not be included. So, what is collision coverage? Collision coverage refer to the payment for damages to the car if you crash into another car or the car overturns.
You will need to buy this coverage from the car rental company when you rent the car. If you are paying your rental cost from credit car, you might want to take note that some credit card companies do provide the collision coverage free of charge. So, check it out with the card companies before you rent the car.
So, if you are renting car often, you can consider purchasing a non-owned car insurance which will be cheaper if you rent car frequently
Take note that if you are without a driving license, you are not allowed to rent a car. For more assistance on car insurance matters, please check out all our archives.
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